I am 23, preparing for competitive exams for government jobs. I used to work before with a well reputed company but I left that job because I didn’t want to do that anymore. I don’t have any relationship issues. The only issue I have is distraction. I am in so much need of a job and money and really have some serious financial problems, however still I am not able to concentrate on my studies even after knowing this all I don’t know why. When only a few days remains for the exam I start studying and I keep on repeating this tendency. [/size][/font]I really want to overcome this habit of being lazy and undetermined. Please suggest how I can overcome this, everyone is welcome!